Regulated & Non-regulated Bridging Finance
We are FCA authorised to advise on regulated mortgage contracts. How can we help you?
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We are FCA authorised to advise on regulated mortgage contracts. How can we help you?
Enquire Now
Oakbridge is a principal lender, providing bespoke and flexible finance, secured on property. Our experienced team of experts, all qualified banking, accountancy and property professionals, are quick to understand customer objectives and tailor funding to meet their needs.
Our in-depth knowledge of the property market and professional banking background along with direct owner involvement in the credit process allow us to give fast decisions.
Here are just a few examples…
We finance residential property renovations. This can be a light refresh to a comprehensive redesign.
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You may have found your perfect new home before selling your current one. We can bridge the purchase of the new property until the existing one is sold.
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Funds are typically advanced to cover living costs, legal fees and even the new home whilst waiting for a divorce settlement to be finalised / assets made accessible.
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We can advance funds for a joint purchase and secure on the properties each of you may already own. Sale proceeds or a refinance can be used to repay our loan.
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If the purchase of your next home is dependent on a simultaneous sale of your current home & this falls through, we can bridge the gap.
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Most commonly occurring in London, a lease extension can substantially increase the property value & marketability. Proceeds of sale or a long term mortgage can then be used to repay the bridging loan.
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We can provide the funds required for the purchase of overseas property or to pay for moving costs, secured against UK property. Sale proceeds or a refinance can be used to repay our loan.
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We can lend against suitable property to free up estate assets so that they can be distributed or sold.
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We lend for many other purposes too! Please get in touch with a member of our team to find out more
Learn MoreSubmit enquiry (by phone, email or online application).
Decision in principle in two working hours and/or AIP.
This must be signed and returned within the stated time frame.
A valuer will be instructed by Oakbridge as soon the borrower(s) confirm they wish to proceed with the facility. The borrower(s) should always have independent legal representation.
Reliant on the complexity of the case, the valuer providing a satisfactory report and the lawyers completing the formalities.
We would love to hear from you. Get in touch to see if a loan from us can be the solution for your short term funding requirements.
Oakbridge can provide an immediate “in principle” decision for a loan within two working hours. Drawdown is reliant on the complexity of the case, the valuer providing a satisfactory report and the lawyers completing the formalities.
Oakbridge does not check a borrowers credit report at enquiry stage and so no footprint will be left on a borrowers credit file in ascertaining whether, in principle, we can lend.
If you are an introducer who might like to become part of our network please speak to a team member.
We are committed to the highest standards of service which is reflected in the amount of repeat business we receive.
I remain a massive supporter of your niche service & will always give you an opportunity to solve the problem when we have appropriate clients in need of bridging finance, many of whom think that bridging finance is no longer available
Wealth Manager
After JB recommend I try Oakbridge for a re-bridge on a regulated case, I did. I have to say it was a breath of fresh air – really quick and flexible with regular updates and a refreshing eagerness to get the deal done. Heads of Terms were credit backed and not sent out flippantly and the BDM, Guy Arstall, worked with me to get the rate as keen as possible. He also took real ownership of the case and helped push it through to completion.
Broker
You will be at the very top of my list for bridging facilities if I ever need them in future and the same goes for recommendations to friends and family. Brilliant!
Borrower
My number once choice!
Mortgage and Protection Adviser
Great Service as always, thank you
Financial Services Consultant
I will be sure to send more clients your way if I come across any that may benefit fromm your services – I think you have been fantastic
Wealth Manager
Thank you for the way you dealt with this transaction. You were very professional, straightforward and efficient on all aspects
Borrower
No upper age limit
Years of providing bridging finance
Up to 60% LTV for second charge loans
Up to 65% LTV for first charge loans